Sounds crazy? but it's true. Blogger or blog publisher can earning money for writing reviews about the advertisement product or sites while the advertiser get advantages being promoted by the blogger for whatever their product.
It's very easy, for blogger, you just have to write about 2-3 paragraph and give links to the advertiser and done.
One which provide paid per review service is bloggerwave,you simply sign up for an account and add your blog, you can add up to 5 blogs. From now, you can make money while you're blogging. Have fun :)
bloggerwave
Need Emergency Cash?
Sometimes something goes wrong, you don't know what will happen next, prepare yourself. So what do u do when something happen and it need money to solve it while your pocket and wallet out of money. There's an alternative way and much better than borrowing from friends or family member, get payday payday loans. It fast, safe and easy.
It's fast coz you can apply your payday loan online. It's easy because unlike the traditional loans service, online cash advance service do not require credit bureau reports from Experian, TRW, or Equifax. The minimum requirements are: you should beeing employeed at least 3 months and earn $1000 a month and also having valid check account open for at least 3 months. easy right ?!
Now all you have to do is visit the site at cashadvance1500.com for payday loan and cash advance
It's fast coz you can apply your payday loan online. It's easy because unlike the traditional loans service, online cash advance service do not require credit bureau reports from Experian, TRW, or Equifax. The minimum requirements are: you should beeing employeed at least 3 months and earn $1000 a month and also having valid check account open for at least 3 months. easy right ?!
Now all you have to do is visit the site at cashadvance1500.com for payday loan and cash advance
Choose Online Products Carefully
There's thousand online store in the internet, they provide almost all. Just like in the supermarket, you choose what you buy. But in the supermarket, when you disappointed for a product you can complain to supermarket manager or something like that, but in the world wide web, it's a little bit difficult to complain. So be careful for what you're going to buy. You need a guide, and source which give you an objective opinion and reviews about products in the internet.
Anyway i found a site that give reviews to merchant in the internet, you can find it at www.trustsource.org , for example for they review about payday loan they give an objective review of sites that offer payday loans and immediate cash, so at least you have references before you choose a site to have loans and cash advance. Is it great? Now you don't have to making trial and error looking for payday loans merchant, coz at www.trustsource.org you can find trusted review wrote by their staffs and other online users
Anyway i found a site that give reviews to merchant in the internet, you can find it at www.trustsource.org , for example for they review about payday loan they give an objective review of sites that offer payday loans and immediate cash, so at least you have references before you choose a site to have loans and cash advance. Is it great? Now you don't have to making trial and error looking for payday loans merchant, coz at www.trustsource.org you can find trusted review wrote by their staffs and other online users
Law of Attraction
Law of Attarction becoming popular these days, the concept is, your mind and your feeling about something and situation will affect to what will happen to you in the future.
So, the key is to manage your mind and your feeling for always be in positive way. Thinking of what one does not have, they say, manifests itself in the perpetuation of not having, while if one abides by these principles, and avoids "negative" thoughts, the Universe will manifest a person's desires.
Steps to attract positive things in your life are listed below:
# Desire. Get a strong enthusiasm for that which you want in your life, a real longing for something which is not there now.
# Decision. Know definitely what it is that you want, what it is that you want to do or have, and be willing to pay in spiritual values.
# Ask. [When sure and enthusiastic] ask for it in simple, concise language. . . .
# Believe. Believe in the accomplishment with strong faith, consciously and subconsciously.
# Work. Work at it. . . a few minutes daily, seeing yourself in the finished picture. Never outline details, but rather see yourself enjoying the particular thing . . .
# Feel gratitude. Always remember to say, "Thank you, God [or the universe]," and begin to feel the gratitude in your heart. The most powerful prayer we can ever make is those three words, provided we really feel it.
# Feel expectancy. Train yourself to live in a state of happy expectancy. . . . Act it until it becomes part of you, as it must and will
So, the key is to manage your mind and your feeling for always be in positive way. Thinking of what one does not have, they say, manifests itself in the perpetuation of not having, while if one abides by these principles, and avoids "negative" thoughts, the Universe will manifest a person's desires.
Steps to attract positive things in your life are listed below:
# Desire. Get a strong enthusiasm for that which you want in your life, a real longing for something which is not there now.
# Decision. Know definitely what it is that you want, what it is that you want to do or have, and be willing to pay in spiritual values.
# Ask. [When sure and enthusiastic] ask for it in simple, concise language. . . .
# Believe. Believe in the accomplishment with strong faith, consciously and subconsciously.
# Work. Work at it. . . a few minutes daily, seeing yourself in the finished picture. Never outline details, but rather see yourself enjoying the particular thing . . .
# Feel gratitude. Always remember to say, "Thank you, God [or the universe]," and begin to feel the gratitude in your heart. The most powerful prayer we can ever make is those three words, provided we really feel it.
# Feel expectancy. Train yourself to live in a state of happy expectancy. . . . Act it until it becomes part of you, as it must and will
8 Habits of Unproductive People
Avoid these these thing to become an productive people
1) Skip meals
This should be an obvious mistake! Without proper nutrition, energy is drained, and productivity is severely decreased.
2) Work straight through the day without breaks
Our minds need a chance to rest. Try to take a break in the morning and the afternoon. Get away from your desk and allow your mind to relax for just a few minutes. (K–link to afternoon breaks)
3) Live life without structure
Implementing some structure or schedule in your day will help you to focus your attention on the task at hand. Knowing that you’ll have time later in the day to take care of other obligations will let you complete current projects without losing your concentration.
4) Allow distractions such as phone calls and emails to divert attention
When you’re working on a project, you need to completely focus all of your attention on completing that project. As phone calls or emails arrive, allowing yourself to react to them will result in a loss of attention, and lead to poor productivity.
5) Focus some energy on each project
Each project deserves your undivided attention and energy. You should not put only partial effort into a project, this will always lead to lower quality work.
6) Forget to set aside time to handle life’s details
Remember that an organized and well-managed life takes time and commitment. If you do not allow yourself time every day to keep up with the various components of your lifestyle, you’ll soon be feeling out of control.
7) Multitask
While multitasking seems to be a way of life, studies have repeatedly shown that dividing your focus among several important task leads to lower quality work.
8) Fail to set goals
Goals are our driving force! Be sure to set reasonable (and even lofty) goals for yourself and work to achieve them. When you do not push yourself, your productivity and success will reach a plateau.
If you see yourself falling into any of these traps, take a moment and evaluate how you can change that trend. It is a simple step that will result in more success in your life!
(thanks to:www.keyorganization.com)
1) Skip meals
This should be an obvious mistake! Without proper nutrition, energy is drained, and productivity is severely decreased.
2) Work straight through the day without breaks
Our minds need a chance to rest. Try to take a break in the morning and the afternoon. Get away from your desk and allow your mind to relax for just a few minutes. (K–link to afternoon breaks)
3) Live life without structure
Implementing some structure or schedule in your day will help you to focus your attention on the task at hand. Knowing that you’ll have time later in the day to take care of other obligations will let you complete current projects without losing your concentration.
4) Allow distractions such as phone calls and emails to divert attention
When you’re working on a project, you need to completely focus all of your attention on completing that project. As phone calls or emails arrive, allowing yourself to react to them will result in a loss of attention, and lead to poor productivity.
5) Focus some energy on each project
Each project deserves your undivided attention and energy. You should not put only partial effort into a project, this will always lead to lower quality work.
6) Forget to set aside time to handle life’s details
Remember that an organized and well-managed life takes time and commitment. If you do not allow yourself time every day to keep up with the various components of your lifestyle, you’ll soon be feeling out of control.
7) Multitask
While multitasking seems to be a way of life, studies have repeatedly shown that dividing your focus among several important task leads to lower quality work.
8) Fail to set goals
Goals are our driving force! Be sure to set reasonable (and even lofty) goals for yourself and work to achieve them. When you do not push yourself, your productivity and success will reach a plateau.
If you see yourself falling into any of these traps, take a moment and evaluate how you can change that trend. It is a simple step that will result in more success in your life!
(thanks to:www.keyorganization.com)
It's all about assets
The different between average people and man with a vision is that average commons to working to someone or a company, while the successful man own that company. The company is his asset.Now that guy can relax at home while his worker run the business.
So, it's all about assets to achieve financial freedom
The 7 Keys to Financial Freedom
To gain financial freedom, you need a financial plan to keep you focused. Financial freedom comes from creating a nest egg of assets that can support your lifestyle with passive income.
There are 6 key steps to Financial Freedom :
1. Set your goals
Determine your goals before your first step. Because the other steps will lead you to reach the goals
2. Pay your self first
3. Utilise compound interest
4. Protect your assets
Your ability to earn an income is your most important asset. This is a vital part of financial planning and wealth creation to achieve financial freedom
5. Asset Allocation/Diversification
Dont put your eggs in one basket, because if the basket drop, you lose your eggs.
You can build your asset at the internet or join MLM company or join Google AdSense :)
6. Leverage or Gearing
You can leverage an asset, such as a house, shares, investments or income. Leverage is where you take on extra risk and borrow against the asset to purchase a higher priced asset. Leveraging your income is where you borrow money to make investments and use the excess income to pay off the debt. Leverage can increase your wealth exponentially in a favourable market, or increase your losses dramatically in unfavourable times
So, it's all about assets to achieve financial freedom
The 7 Keys to Financial Freedom
To gain financial freedom, you need a financial plan to keep you focused. Financial freedom comes from creating a nest egg of assets that can support your lifestyle with passive income.
There are 6 key steps to Financial Freedom :
1. Set your goals
Determine your goals before your first step. Because the other steps will lead you to reach the goals
2. Pay your self first
3. Utilise compound interest
4. Protect your assets
Your ability to earn an income is your most important asset. This is a vital part of financial planning and wealth creation to achieve financial freedom
5. Asset Allocation/Diversification
Dont put your eggs in one basket, because if the basket drop, you lose your eggs.
You can build your asset at the internet or join MLM company or join Google AdSense :)
6. Leverage or Gearing
You can leverage an asset, such as a house, shares, investments or income. Leverage is where you take on extra risk and borrow against the asset to purchase a higher priced asset. Leveraging your income is where you borrow money to make investments and use the excess income to pay off the debt. Leverage can increase your wealth exponentially in a favourable market, or increase your losses dramatically in unfavourable times
Boost Your AQ !
1. Set your goal point
2. Be Creative, and prepare your self for incoming oportunity
3. Take risk, get out from your comfort zone
4. Surround yourself with other climbers
5. Acknowledge your success daily
6. See failure as success; REFRAME past struggles into success stories.
7. Continuous improvement
8. laugh and enjoy having the opportunity to grow and climb and be successful.
2. Be Creative, and prepare your self for incoming oportunity
3. Take risk, get out from your comfort zone
4. Surround yourself with other climbers
5. Acknowledge your success daily
6. See failure as success; REFRAME past struggles into success stories.
7. Continuous improvement
8. laugh and enjoy having the opportunity to grow and climb and be successful.
Get an Insurance Guys
Oh man, these days insurance is essential part in life. Because you dont know what will happen to you or your family. Imagine if you married and something happen to you and you dont have an insurance to protect and secure your family, it will be the hard time for them.
But please choose insurance company that provide you good services and good price too. i recommended you to take a look this insurance company, coz they have good price and even better they have cash back life insurance.
You can compare all their policies, i bet you cant find any better for this, one of their policies i really like is employee benefits package, this policies really can save your money.
Or maybe you have plan to sign in you whole family members, they have too, life family plan premium.
Is this like a commercial ads to you? trust me guys i just want to spread this great information, coz personally, this insurance company really work for me.
But please choose insurance company that provide you good services and good price too. i recommended you to take a look this insurance company, coz they have good price and even better they have cash back life insurance.
You can compare all their policies, i bet you cant find any better for this, one of their policies i really like is employee benefits package, this policies really can save your money.
Or maybe you have plan to sign in you whole family members, they have too, life family plan premium.
Is this like a commercial ads to you? trust me guys i just want to spread this great information, coz personally, this insurance company really work for me.
Make Money From Your Blog !
Nothing is easy like this, blogvertise, if you have blog and you want to monetize it simply just write articles in your blogs, blogvertise is the place.
How does it work?
All you have to do as blog publisher is to review the advertiser websites products and services in your blogs, in exchange your paypal account will filled up with cash :)
If you think that you should write long article, well you wrong, you just need at least 2-3 paragraphs of approx 75 words for each article and make at least 3 links to advertisers websites. And guys please avoid pornographic/adult oriented blogs submitted in blogvertise.
So all you need to get start is a blog and a paypal account.
What are you waiting for, sign up now
How does it work?
All you have to do as blog publisher is to review the advertiser websites products and services in your blogs, in exchange your paypal account will filled up with cash :)
If you think that you should write long article, well you wrong, you just need at least 2-3 paragraphs of approx 75 words for each article and make at least 3 links to advertisers websites. And guys please avoid pornographic/adult oriented blogs submitted in blogvertise.
So all you need to get start is a blog and a paypal account.
What are you waiting for, sign up now
What Internet Offers?
Money, yes that's the reason why i'm learning internet marketing, there's many ways to earn money from internet:
1. As a publisher there's google adsense or similar programs that will give you money from ads you publish at your blog/site
2. Or you can sell product such as e-book or software
3. Affiliates, join this programs if you dont have product to sell, affiliate will provide you products all you have to do is sell their product
4. Click for money, yes that's right, all you have to do is click ads or submit for product review and earn money
simple.
1. As a publisher there's google adsense or similar programs that will give you money from ads you publish at your blog/site
2. Or you can sell product such as e-book or software
3. Affiliates, join this programs if you dont have product to sell, affiliate will provide you products all you have to do is sell their product
4. Click for money, yes that's right, all you have to do is click ads or submit for product review and earn money
simple.
Why do Some People Succeed and Others Fail?
At this term we search the answer through the inside of individu.
Intelligence Quotient, hasn't proved to be the best measure of success.
EQ is more important than IQ in predicting personal or professional success in life, yet not everyone takes full advantage of their emotional intelligence. Remember, EQ reflects your ability to empathize with others, postpone gratification, control your impulses, be self-aware, persist, and interact effectively with others.
Neither IQ nor EQ appear to determine one's success, but how someone deal with AQ (Adversity Quotient) is the main predictor of man to be succeed
What is AQ-Adversity Quotient?
>AQ predicts who will overcome adversity and who will be crushed by it.
>AQ predicts who will exceed expectations of their performance and potential and who will fall short.
>AQ predicts who will give up and who prevails.
People with high AQ have these following behaviour :
capability to take risks and learn from their mistakes
they take responsibility for their own behaviors and have high accountability
they are action-oriented
take control of their life
they have the habit of making the best of a bad situation.
There are three types of people: Quitters, Campers, and Climbersa. Climbers have high AQ..they are dedicated to a lifelong ascent; they face of adversity in their continual pursuit of happiness.
b. Quitters choose to opt out, back out, drop out...adversity stops them in their tracks and they give up..not willing to face the pain and discomfort.
c. Campers go only so far, then opt for comfort....eventually feeling bored and dissatisfied, yet not willing to make the effort to continue to climb for success because it means continuing to deal with the discomforts and unknowns of adversity.
What personality type are you: a Quitter? a Camper? or a Climber?
Dont worry in which type you are, there's a chance to move in become the climber, it will need struggle but it worth.
Intelligence Quotient, hasn't proved to be the best measure of success.
EQ is more important than IQ in predicting personal or professional success in life, yet not everyone takes full advantage of their emotional intelligence. Remember, EQ reflects your ability to empathize with others, postpone gratification, control your impulses, be self-aware, persist, and interact effectively with others.
Neither IQ nor EQ appear to determine one's success, but how someone deal with AQ (Adversity Quotient) is the main predictor of man to be succeed
What is AQ-Adversity Quotient?
>AQ predicts who will overcome adversity and who will be crushed by it.
>AQ predicts who will exceed expectations of their performance and potential and who will fall short.
>AQ predicts who will give up and who prevails.
People with high AQ have these following behaviour :
capability to take risks and learn from their mistakes
they take responsibility for their own behaviors and have high accountability
they are action-oriented
take control of their life
they have the habit of making the best of a bad situation.
There are three types of people: Quitters, Campers, and Climbersa. Climbers have high AQ..they are dedicated to a lifelong ascent; they face of adversity in their continual pursuit of happiness.
b. Quitters choose to opt out, back out, drop out...adversity stops them in their tracks and they give up..not willing to face the pain and discomfort.
c. Campers go only so far, then opt for comfort....eventually feeling bored and dissatisfied, yet not willing to make the effort to continue to climb for success because it means continuing to deal with the discomforts and unknowns of adversity.
What personality type are you: a Quitter? a Camper? or a Climber?
Dont worry in which type you are, there's a chance to move in become the climber, it will need struggle but it worth.
Google Adsense as your Asset and Passive Income
Adsense is product by Google, a well known internet search engine,the idea is to put the advertisement unit in to your website/blogs. The ads is provide by google and third party company. The first thing to do is build your site or blog, let start with an easy way, the blog.
There's lot of free blog provider in the internet, choose one, my favorite is www.blogger.com, once you register you will have your blog and load it with unique, original and specific contents do the best you can do. When you think your site/blog is ready, register it to www.google.com/adsense or there's facility at blogger to register your blog to adsense, fill the register form correctly. Now wait for couple days, pray, and update your blog to make the google people believe that you are serious.
Once you registered at google adsense it's now to optimize and promote your site/blog to increase the traffic. there's lot of method but make sure it still in google adsense regulation.
Here things you can do to to increase the traffic and earn at google Adsense
1) Color code your ads to match your web site palette . Make sure you choose the same color as your page background for the ad frame and the ad background. This will make visitor things your ad part of your site/blog
2) Try not to use the traditional horizontal banner style or leaderboard image ads because people are blind to them.
3) Use Google's own AdSense optimization tips and visual heat map to assist you in deciding where on your page to place your AdSense ad code.
4) Research competitive keywords using a keyword research tool such as Keyword Discovery or grab a list of the most popular keywords from various sources and use them in your web site pages where relevant.
5) Use Google's new 4 and 5 link ad units wherever possible. They seem to have a much higher Click Through Rate (CTR) than regular ad styles.
6) Tailor your page content to a particular niche or focus. Page content that is tailored towards a specific theme is more likely to trigger AdWords ads that closely match the content and are therefore more likely to interest your visitors and inspire them to click. Don't create pages merely for the sake of placing AdSense ads. Visitors (and search engines) can see through this ruse in an instant.
Once your blog have enough traffic and lot of people click the ads you will receive your earning, check your balance in google adsense account, your payment will be delivered when your earning reach $ 100. To increase your earning you may build blog/site more than just one build it as much as you can and when it settle you just need to update your sites and check your balance in your account.
There's lot of free blog provider in the internet, choose one, my favorite is www.blogger.com, once you register you will have your blog and load it with unique, original and specific contents do the best you can do. When you think your site/blog is ready, register it to www.google.com/adsense or there's facility at blogger to register your blog to adsense, fill the register form correctly. Now wait for couple days, pray, and update your blog to make the google people believe that you are serious.
Once you registered at google adsense it's now to optimize and promote your site/blog to increase the traffic. there's lot of method but make sure it still in google adsense regulation.
Here things you can do to to increase the traffic and earn at google Adsense
1) Color code your ads to match your web site palette . Make sure you choose the same color as your page background for the ad frame and the ad background. This will make visitor things your ad part of your site/blog
2) Try not to use the traditional horizontal banner style or leaderboard image ads because people are blind to them.
3) Use Google's own AdSense optimization tips and visual heat map to assist you in deciding where on your page to place your AdSense ad code.
4) Research competitive keywords using a keyword research tool such as Keyword Discovery or grab a list of the most popular keywords from various sources and use them in your web site pages where relevant.
5) Use Google's new 4 and 5 link ad units wherever possible. They seem to have a much higher Click Through Rate (CTR) than regular ad styles.
6) Tailor your page content to a particular niche or focus. Page content that is tailored towards a specific theme is more likely to trigger AdWords ads that closely match the content and are therefore more likely to interest your visitors and inspire them to click. Don't create pages merely for the sake of placing AdSense ads. Visitors (and search engines) can see through this ruse in an instant.
Once your blog have enough traffic and lot of people click the ads you will receive your earning, check your balance in google adsense account, your payment will be delivered when your earning reach $ 100. To increase your earning you may build blog/site more than just one build it as much as you can and when it settle you just need to update your sites and check your balance in your account.
Personal Franchise -a way to build your asset-
Personal franchise or direct selling is one way to turn you into financial and time freedom. Build your asset without any special skill or major investment and less in risk.At first it just like common marketing jobs, you have to make lots of presentation in order to build your network. Invite as many as possible people to become your downline. Your Asset is your downline. Once your network formed and lots of people join in your network you have your asset and your passive income.
Ask these questions to determine whether a network, multi-level, or consumer direct marketing is worth.
Who is your upline? Take it all the way to the top. What do you know about the person who introduced you to the opportunity? Can you trust what they tell you?
What is the product? Is it good?check the quality of the product find as much as possible of information of the product
When will you start actually making money? Don't fall for the line that it takes months or even years to show a profit. You should be able to recoup any investment and start earning income within just a few weeks if there's really demand for the product. Making a living at it is another story. You need to be able to work it part-time in addition to other steadier income sources. Will you realistically be able to do that with this company?
Are they having good support system? which will help you to be a distributor, however it's a personal franchise in that mean once you decide to join you buy a business license and the system so you dont have to figure out by yourself how to run your business
How were you recruited? Were you recruited primarily as a customer, with just a mention of "income opportunity", or was the primary pitch about the business opportunity? The ethical way to build a downline is to sign people up as customers first, and then if they like the product, they'll be drawn to become a rep. A hard-sell on signing up as a rep right at the outset should send up a red flag for you.
Some highly reputable companies have been built on this marketing & distribution structure... Avon, Mary Kay, Excel Communications, and more.
A company i recomended is Tiens, the headquarter is in Tianjin, China.They have a very good product and support system supported with excellent marketing plan. Mr. Li Jinyuan is now the Board Chairman and CEO of Tiens Group Co., Ltd and Tiens Bio-Tech Group (USA) Inc. With the business covering over 190 countries and regions, TIENS has more than 12 million associates and 50,000 franchised retailers in the world, and has subsidiaries or branches in 105 countries and regions. TIENS has formed strategic alliances with world-class enterprises in more than 20 countries. Tiens Bio-Tech Group (USA) Inc. is listed on the American Stock Exchange.
Some of their vision are TIENS' unlimited and flexible business opportunity allows you to work to your tune. Whatever your goals are - to spend more time with your family, determine your own income, be your own boss, or to travel the world - you can achieve it with TIENS.
TIENS is dedicated to making a difference in people's lives and our Independent Consultants know that we work to make that difference. We strive for the ultimate customer service satisfaction for all our customers. We offer diversified products which allow for a unique home-based business opportunity and unlimited earning potential. We are committed to a business model that promotes health and well-being for all people
This article just lead you a way on how to achieve financial freedom, some of another ways will covering up later. It will give you choices in your life.
Ask these questions to determine whether a network, multi-level, or consumer direct marketing is worth.
Who is your upline? Take it all the way to the top. What do you know about the person who introduced you to the opportunity? Can you trust what they tell you?
What is the product? Is it good?check the quality of the product find as much as possible of information of the product
When will you start actually making money? Don't fall for the line that it takes months or even years to show a profit. You should be able to recoup any investment and start earning income within just a few weeks if there's really demand for the product. Making a living at it is another story. You need to be able to work it part-time in addition to other steadier income sources. Will you realistically be able to do that with this company?
Are they having good support system? which will help you to be a distributor, however it's a personal franchise in that mean once you decide to join you buy a business license and the system so you dont have to figure out by yourself how to run your business
How were you recruited? Were you recruited primarily as a customer, with just a mention of "income opportunity", or was the primary pitch about the business opportunity? The ethical way to build a downline is to sign people up as customers first, and then if they like the product, they'll be drawn to become a rep. A hard-sell on signing up as a rep right at the outset should send up a red flag for you.
Some highly reputable companies have been built on this marketing & distribution structure... Avon, Mary Kay, Excel Communications, and more.
A company i recomended is Tiens, the headquarter is in Tianjin, China.They have a very good product and support system supported with excellent marketing plan. Mr. Li Jinyuan is now the Board Chairman and CEO of Tiens Group Co., Ltd and Tiens Bio-Tech Group (USA) Inc. With the business covering over 190 countries and regions, TIENS has more than 12 million associates and 50,000 franchised retailers in the world, and has subsidiaries or branches in 105 countries and regions. TIENS has formed strategic alliances with world-class enterprises in more than 20 countries. Tiens Bio-Tech Group (USA) Inc. is listed on the American Stock Exchange.
Some of their vision are TIENS' unlimited and flexible business opportunity allows you to work to your tune. Whatever your goals are - to spend more time with your family, determine your own income, be your own boss, or to travel the world - you can achieve it with TIENS.
TIENS is dedicated to making a difference in people's lives and our Independent Consultants know that we work to make that difference. We strive for the ultimate customer service satisfaction for all our customers. We offer diversified products which allow for a unique home-based business opportunity and unlimited earning potential. We are committed to a business model that promotes health and well-being for all people
This article just lead you a way on how to achieve financial freedom, some of another ways will covering up later. It will give you choices in your life.
Ways into Financial Security
"it's not how much you make, it's how much you keep, and how many generations you keep it." (Robert T. Kiyosaki, Rich Dad Poor Dad, New York: Warner Books, 1998)
If you earn $500,000 a year, but spend $503,000, you are broke, worse off than the person who earns $50,000 but spends only $45,000. You may be income-statement rich, but you are balance-sheet poor. (The Millionaire Mind, Thomas J. Stanley, Ph.D., Kansas City: Andrews McMeel Publishing, 2000).
Kiyosaki says the rich think differently in how they define simple words like assets and wealth, and how they fund their luxuries. He explains that he defines an asset as any item which produces income (such as rental property,stocks or bonds), and a liability as anything which produces expense (such as one’s own home, new widescreen TV, exercise machine, new garden tractor, motorcycle, computers, processed foods, swing sets, barbecue grill, tools, letting your property rundown and a new car every two years).
According to Kiyosaki, wealth is measured as the number of days the income from your assets will sustain you, and financial independence is achieved when your monthly income from assets exceeds your monthly expenses. Each dad had a different way of teaching their sons.
These are several ways on how to turn your wealth into assets
a. Don't confuse debt with wealth. If you buy a $3 million house with a $2.75 million mortgage,
you are not worth $3 million. You are $2.75 million in debt. Most affluent families, points out Stanley, live fairly modestly. They avoid debt.
b. Distinguish between assets and liabilities. What is the difference? Explains Kiyosaki: "An asset is something that puts money in my pocket. A liability is something that takes money out of my pocket." In other words, if you want to build and protect wealth, allocate your money to assets that help generate assets. Example: If you have $50,000 to use. You can spend it all on a new luxury car, which, in five years, will be worth perhaps $25,000. This is a liability. Or you can put it into an asset (real estate, stocks, even a collector sports car) that holds the potential for an increase in value. If it returns even 5%, after five years, your original $50,000 is now worth $63,800.
Kiyosaki summarizes the concept simply: "Rich people buy luxuries last, while the poor and middle class tend to buy luxuries first."
c. Get good advice. Entrepreneur Kiyosaki stresses that he does not have to be smart... as long as he can hire the services of people who are. Surround yourself with quality advisors, including a CPA, attorney, insurance professional and other advisors. They will help you protect your assets and enable you to pass them on to the next generation. Accumulate independent retirement money. More to the point, do retirement planning. If you are a business owner, for instance, don't assume you will be able to sell it for the "right" price when you are ready to retire. Rather than put all your eggs in one basket, set aside a percentage of all earnings in conservative assets to help guarantee a secure retirement, no matter what happens to your other assets. Steps to help preserve your wealth so it can be passed on to the next generation:
d. Know what you want when it comes to distributing your wealth. Have objectives. "All decisions about wealth transfer must be objectives driven," explained New York Life agent Michael Piotrowicz, CLU, ChFC, in an interview. Piotrowicz, an industry veteran who works primarily with clients who own businesses valued at $20 million and up, adds that "I can have two clients with almost identical situations and end up with two totally different plans, based on their objectives. "That's why we spend more time talking about family issues rather than financial issues," says Piotrowicz, "to find out their objectives and what is important to them... We address people problems. We ask questions about what to distribute and when. One major goal is to avoid family conflicts."
e. Decide how much control you really need. "Many people simply aren't comfortable giving it away," says Ragatz. "They are reluctant to give up control. This is the case even though the more they are able to give up, the lower their estate taxes will be." The solution to succession planning problems may include lifetime gifts and the use of trusts. But these involve giving up a degree of control. It's important to decide how much you want to give up.
f. Prepare the next generation and discuss your intentions with your family, recommends Ragatz. "Too often, there is very little communication with beneficiaries. The kids have no clue about what they will receive at the parent's death, and they have even less of an idea what to do with their inheritance when they receive it." One of the things Ragatz stresses is the importance of teaching heirs how to use their money, not just spend it. Piotrowicz agrees. It's called succession planning, and it is crucial. "There can be a lot of emotion involved. However, it is important, when possible, to be honest and objectives with heirs," he says, adding that there may be tough decisions to make. "If a business is involved, do you sell it or make it available to the heirs? Most of all, discuss what to do with the money."
g. Protect your wealth from estate taxes and other pitfalls with life insurance. "Life insurance is the last piece of the puzzle," adds Piotrowicz. "Life insurance is a tremendous tool to help achieve distribution goals, all generally income-tax-free. It is the only asset that has that kind of tax advantage
If you earn $500,000 a year, but spend $503,000, you are broke, worse off than the person who earns $50,000 but spends only $45,000. You may be income-statement rich, but you are balance-sheet poor. (The Millionaire Mind, Thomas J. Stanley, Ph.D., Kansas City: Andrews McMeel Publishing, 2000).
Kiyosaki says the rich think differently in how they define simple words like assets and wealth, and how they fund their luxuries. He explains that he defines an asset as any item which produces income (such as rental property,stocks or bonds), and a liability as anything which produces expense (such as one’s own home, new widescreen TV, exercise machine, new garden tractor, motorcycle, computers, processed foods, swing sets, barbecue grill, tools, letting your property rundown and a new car every two years).
According to Kiyosaki, wealth is measured as the number of days the income from your assets will sustain you, and financial independence is achieved when your monthly income from assets exceeds your monthly expenses. Each dad had a different way of teaching their sons.
These are several ways on how to turn your wealth into assets
a. Don't confuse debt with wealth. If you buy a $3 million house with a $2.75 million mortgage,
you are not worth $3 million. You are $2.75 million in debt. Most affluent families, points out Stanley, live fairly modestly. They avoid debt.
b. Distinguish between assets and liabilities. What is the difference? Explains Kiyosaki: "An asset is something that puts money in my pocket. A liability is something that takes money out of my pocket." In other words, if you want to build and protect wealth, allocate your money to assets that help generate assets. Example: If you have $50,000 to use. You can spend it all on a new luxury car, which, in five years, will be worth perhaps $25,000. This is a liability. Or you can put it into an asset (real estate, stocks, even a collector sports car) that holds the potential for an increase in value. If it returns even 5%, after five years, your original $50,000 is now worth $63,800.
Kiyosaki summarizes the concept simply: "Rich people buy luxuries last, while the poor and middle class tend to buy luxuries first."
c. Get good advice. Entrepreneur Kiyosaki stresses that he does not have to be smart... as long as he can hire the services of people who are. Surround yourself with quality advisors, including a CPA, attorney, insurance professional and other advisors. They will help you protect your assets and enable you to pass them on to the next generation. Accumulate independent retirement money. More to the point, do retirement planning. If you are a business owner, for instance, don't assume you will be able to sell it for the "right" price when you are ready to retire. Rather than put all your eggs in one basket, set aside a percentage of all earnings in conservative assets to help guarantee a secure retirement, no matter what happens to your other assets. Steps to help preserve your wealth so it can be passed on to the next generation:
d. Know what you want when it comes to distributing your wealth. Have objectives. "All decisions about wealth transfer must be objectives driven," explained New York Life agent Michael Piotrowicz, CLU, ChFC, in an interview. Piotrowicz, an industry veteran who works primarily with clients who own businesses valued at $20 million and up, adds that "I can have two clients with almost identical situations and end up with two totally different plans, based on their objectives. "That's why we spend more time talking about family issues rather than financial issues," says Piotrowicz, "to find out their objectives and what is important to them... We address people problems. We ask questions about what to distribute and when. One major goal is to avoid family conflicts."
e. Decide how much control you really need. "Many people simply aren't comfortable giving it away," says Ragatz. "They are reluctant to give up control. This is the case even though the more they are able to give up, the lower their estate taxes will be." The solution to succession planning problems may include lifetime gifts and the use of trusts. But these involve giving up a degree of control. It's important to decide how much you want to give up.
f. Prepare the next generation and discuss your intentions with your family, recommends Ragatz. "Too often, there is very little communication with beneficiaries. The kids have no clue about what they will receive at the parent's death, and they have even less of an idea what to do with their inheritance when they receive it." One of the things Ragatz stresses is the importance of teaching heirs how to use their money, not just spend it. Piotrowicz agrees. It's called succession planning, and it is crucial. "There can be a lot of emotion involved. However, it is important, when possible, to be honest and objectives with heirs," he says, adding that there may be tough decisions to make. "If a business is involved, do you sell it or make it available to the heirs? Most of all, discuss what to do with the money."
g. Protect your wealth from estate taxes and other pitfalls with life insurance. "Life insurance is the last piece of the puzzle," adds Piotrowicz. "Life insurance is a tremendous tool to help achieve distribution goals, all generally income-tax-free. It is the only asset that has that kind of tax advantage
Work for a lifetime, Have to? - i dont think so-
(Short Term of Robert T Kiyosaki)
Make your goal setting right now!
Every morning when you wake up, make a decision that you want to be rich. Begin your day with the right thinking. This will set your mind to be more open and more receptive to opportunities that come. You’ll start noticing opportunities that you would have left unnoticed.
A lot of people make the mistake of neglecting this step. Before you take action to achieve financial freedom, it is crucial that you have to determine why you want to become rich and make yourself achieve time and financial freedom
By knowing compelling reasons why you want to be rich, it gives you the energy and courage that you need to go forward. Sometimes you might face some problems along your way to achieve wealth, these reasons support and motivate you to carry on with your journey
Buy Assets
Becoming rich is not about how much you earn, but is how much you keep. Making more money means paying more taxes. It takes time and hard work.
What you do with money you make that counts. You must invest in assets that appreciate in values, assets that make you rich. Buy stocks and properties, or start your own business.
Assets generate cash flow and provide you with passive income. Generating enough passive income is your passport to financial freedom
The Roads
How to build your assets? there's three ways :
a. Build your own corporation kingdom
It takes lot of investment and knowledge
b. Buy franchices
It's still take a lot of cash but can own the system that already exist
c. Join Personal Franchise
(It Will Explain Latter)
Make your goal setting right now!
Every morning when you wake up, make a decision that you want to be rich. Begin your day with the right thinking. This will set your mind to be more open and more receptive to opportunities that come. You’ll start noticing opportunities that you would have left unnoticed.
A lot of people make the mistake of neglecting this step. Before you take action to achieve financial freedom, it is crucial that you have to determine why you want to become rich and make yourself achieve time and financial freedom
By knowing compelling reasons why you want to be rich, it gives you the energy and courage that you need to go forward. Sometimes you might face some problems along your way to achieve wealth, these reasons support and motivate you to carry on with your journey
Buy Assets
Becoming rich is not about how much you earn, but is how much you keep. Making more money means paying more taxes. It takes time and hard work.
What you do with money you make that counts. You must invest in assets that appreciate in values, assets that make you rich. Buy stocks and properties, or start your own business.
Assets generate cash flow and provide you with passive income. Generating enough passive income is your passport to financial freedom
The Roads
How to build your assets? there's three ways :
a. Build your own corporation kingdom
It takes lot of investment and knowledge
b. Buy franchices
It's still take a lot of cash but can own the system that already exist
c. Join Personal Franchise
(It Will Explain Latter)
Advices from Warren
Things We Can Learn From This guy
There was a one hour interview on CNBC with Warren Buffet, the second richest man who has donated $31 billion to charity. Here are some very interesting aspects of his life:
1. He bought his first share at age 11 and he now regrets that he started too late!
2. He bought a small farm at age 14 with savings from delivering newspapers.
3. He still lives in the same small 3-bedroom house in mid-town Omaha , that he bought after he got married 50 years ago. He says that he has everything he needs in that house. His house does not have a wall or a fence.
4. He drives his own car everywhere and does not have a driver or security people around him.
5. He never travels by private jet, although he owns the world's largest private jet company.
6. His company, Berkshire Hathaway, owns 63 companies. He writes only one letter each year to the CEOs of these companies, giving them goals for the year. He never holds meetings or calls them on a regular basis. He has given his CEO's only two rules. Rule number 1: do not lose any of your share holder's money. Rule number 2: Do not forget rule number 1.
7. He does not socialize with the high society crowd. His past time after he gets home is to make himself some pop corn and watch Television.
8. Bill Gates, the world's richest man met him for the first time only 5 years ago. Bill Gates did not think he had anything in common with Warren Buffet. So he had scheduled his meeting only for half hour. But when Gates met him, the meeting lasted for ten hours and Bill Gates became a devotee of Warren Buffet.
9. Warren Buffet does not carry a cell phone, nor has a computer on his desk.
His advice to young people: "Stay away from credit cards and invest in yourself and Remember:
A. Money doesn't create man but it is the man who created money.
B. Live your life as simple as you are.
C. Don't do what others say, just listen them, but do what you feel good.
D. Don't go on brand name; just wear those things in which u feel comfortable.
E. Don't waste your money on unnecessary things; just spend on them who really in need rather.
F. After all it's your life then why give chance to others to rule our life."
(Thanks to Mas Hasyim Toriq)
There was a one hour interview on CNBC with Warren Buffet, the second richest man who has donated $31 billion to charity. Here are some very interesting aspects of his life:
1. He bought his first share at age 11 and he now regrets that he started too late!
2. He bought a small farm at age 14 with savings from delivering newspapers.
3. He still lives in the same small 3-bedroom house in mid-town Omaha , that he bought after he got married 50 years ago. He says that he has everything he needs in that house. His house does not have a wall or a fence.
4. He drives his own car everywhere and does not have a driver or security people around him.
5. He never travels by private jet, although he owns the world's largest private jet company.
6. His company, Berkshire Hathaway, owns 63 companies. He writes only one letter each year to the CEOs of these companies, giving them goals for the year. He never holds meetings or calls them on a regular basis. He has given his CEO's only two rules. Rule number 1: do not lose any of your share holder's money. Rule number 2: Do not forget rule number 1.
7. He does not socialize with the high society crowd. His past time after he gets home is to make himself some pop corn and watch Television.
8. Bill Gates, the world's richest man met him for the first time only 5 years ago. Bill Gates did not think he had anything in common with Warren Buffet. So he had scheduled his meeting only for half hour. But when Gates met him, the meeting lasted for ten hours and Bill Gates became a devotee of Warren Buffet.
9. Warren Buffet does not carry a cell phone, nor has a computer on his desk.
His advice to young people: "Stay away from credit cards and invest in yourself and Remember:
A. Money doesn't create man but it is the man who created money.
B. Live your life as simple as you are.
C. Don't do what others say, just listen them, but do what you feel good.
D. Don't go on brand name; just wear those things in which u feel comfortable.
E. Don't waste your money on unnecessary things; just spend on them who really in need rather.
F. After all it's your life then why give chance to others to rule our life."
(Thanks to Mas Hasyim Toriq)
Take a Giant Step Forward
How's life treating you? If you think things could be better, then to be honest, you're probably right. There are simple things you can do right now to improve the quality of your life ... starting at once!! Immediately.
Today. As soon as you finish reading this article. They work no matter what your age, what kind of problems you face, or how you define happiness and success. They will clear your thinking ... and if you keep applying them, they will ultimately clear the tracks of your life of the boulders and obstacles you see ahead that may presently look huge and overwhelming. These things are simple. You may have heard them many times before. You may even have put some of them into practice for a while ... many times before. The one thing I can promise you is: It's your job to make your life better. Not somebody else's. And if you don't do what it takes to accomplish that ... even to the extent I'm about to describe, it's pretty much guaranteed nobody else is gonna do it for you. Your life is your individual road. And like the song says ... you have to walk it by yourself Source: terkuak.online
How's life treating you? If you think things could be better, then to be honest, you're probably right. There are simple things you can do right now to improve the quality of your life ... starting at once!! Immediately.
Today. As soon as you finish reading this article. They work no matter what your age, what kind of problems you face, or how you define happiness and success. They will clear your thinking ... and if you keep applying them, they will ultimately clear the tracks of your life of the boulders and obstacles you see ahead that may presently look huge and overwhelming. These things are simple. You may have heard them many times before. You may even have put some of them into practice for a while ... many times before. The one thing I can promise you is: It's your job to make your life better. Not somebody else's. And if you don't do what it takes to accomplish that ... even to the extent I'm about to describe, it's pretty much guaranteed nobody else is gonna do it for you. Your life is your individual road. And like the song says ... you have to walk it by yourself Source: terkuak.online
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